Explore SBLI Life Insurance Products – SuperTerm ROPsm
Protecting your family has never been so rewarding. A SuperTerm ROP Life Insurance policy provides great protection for your loved ones should you die during the level premium period. In this case, your beneficiary receives the policy’s stated death benefit, just like traditional term life.
If you outlive the level premium period, you receive a tax-free lump sum payment of 100% of all premiums paid during the 20, 25 or 30 year period*. That’s the payback – money back when you’re still around to use it!
* exclusions apply – ask for details
Premiums
- Guaranteed level premiums and locked in for 20, 25, or 30 years.
Money Back
- 100% of premiums paid during the level period are returned* to you, tax-free, if you outlive the policy term.
* excludes flat extras, substandard ratings and additional rider premiums – ask for details
Partial Refund on Early Surrender
- A portion of the premiums paid may be returned if you surrender your policy early.
* ask for details
Ages Available
- SuperTerm ROP 20: Ages 21 through 60
- SuperTerm ROP 25: Ages 21 through 50
- SuperTerm ROP 30: Ages 21 through 45
Conversion Option
SuperTerm ROP life insurance policies (excluding riders) can be converted to SBLI permanent life insurance up to age 65, without evidence of insurability.
Policy Sizes
- $100,000 to $5,000,000
- Policy Rates - Compare These Rates and You'll See Why SuperTerm ROP is a Great Insurance Value!
Optional Benefits (Available to age 55)
- Disability Waiver of Premium Rider
SuperTerm Life Insurance
SuperTerm ROP Life Insurance
Single Premium Children's Term Life Insurance
Permanent Life Insurance Coverage
Guaranteed Golden Life Insurance
Mortgage Life Insurance
EstateWise Single Premium Whole Life (SPWL)
*Insurance products offered by SBLI are not deposits, are not insured by the FDIC/NCUA or any other Federal Government Agency, and are not obligations of, nor guaranteed by any bank or credit union.
